Florida Boat Insurance

Florida, Miami, Caribbean, Bahamas, Atlantic, Pacific

 

With its expansive coastline and numerous waterways, Florida is a haven for boating enthusiasts. Whether you’re exploring the pristine beaches of Miami, cruising through the Everglades or fishing in the Gulf of Mexico, owning a boat in Florida offers incredible opportunities for leisure and adventure. However, as with any valuable possession, protecting your investment is essential. 

Florida boat insurance can help cover accidents and liability claims, allowing you to enjoy the waters worry-free. Contact Casey Insurance Group in Plantation, Florida, to learn more about boat insurance and get customized coverage. 

Types of Boat Insurance 

Florida boat insurance policies offer a range of coverage options, including the following: 

• Physical damage coverage may help cover damage caused by collisions, accidents, theft, vandalism and natural disasters. It helps ensure you’re not left with a hefty repair bill if an unfortunate incident occurs. If you finance your boat, your lender may require this coverage.

• Liability coverage may help protect you financially if you cause injuries to others or damage their property while boating. This coverage can help cover medical expenses, legal fees and property repair costs up to the policy’s dollar limits.

• Personal effects coverage may help pay to replace your personal belongings on board. It helps ensure that your valuables, such as fishing equipment, electronics and water sports gear, are covered in case of theft, loss or damage.

• Emergency assistance coverage may help provide reimbursement for towing, fuel delivery and other emergency services, helping you get back to shore safely and quickly.

• Pollution liability insurance may help cover the costs associated with containment, cleanup and restoration efforts and any resulting third-party property damage or bodily injury claims resulting from a fuel spill.

Factors Affecting Boat Insurance Premiums 

Understanding the factors that impact boat insurance premiums can help you make informed decisions and potentially lower your insurance costs. Several factors influence the cost of boat insurance premiums in Florida, including the following: 

• Boat type, horsepower, size, age and value

• Proximity to theft-prone areas

• Safety equipment

• Policy limits and deductible

• Owner’s boating experience

• Intended use

• Navigational area

Contact Us 

Owning a boat in Florida is a dream for many, offering endless opportunities for enjoyment and exploration. However, it’s crucial to protect your investment with boat insurance. 

Contact Casey Insurance Group today to compare boat insurance quotes. 

Additional Resources

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• 5 Things to Consider When Selecting Boat Insurance
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